What We Do

Retirement planning involves identifying your wants and needs, developing a plan towards achieving them, acting on your plan, and continually reviewing and revising your plan, as you approach retirement. Like most areas of financial planning, retirement planning begins with defining your goals.

Ask yourself these questions:

  • At what age do I plan to retire?
  • Will I start a new part-time career during retirement, or never work again?
  • How long do I think I'll need my money to last?
  • How much money will it take to support my household?
  • How do I envision my lifestyle during retirement? Days on the golf course, world travel, pursuing a hobby?
  • Where will I live when I retire?

Once you know where you're going, it's time to figure out how to get there. Through retirement planning, you'll answer questions like these:

  • What provisions do I need to make to take care of my health care needs during retirement years?
  • How much money do I need to save to help meet my goals?
  • How should I invest my money to maximize my retirement savings?
  • How will my assets, liabilities, expenses and savings change during retirement?

Remember, the sooner you start to save and plan for your retirement years, the more prepared you will be. Thanks to the power of compounding, early planning means that just a small investment each year could create a portfolio large enough toward helping meet your needs later in life.